Fertility & surrogacy financing

The money part handled, so care can come first.

ReproLoan helps you compare financing options from a network of third-party providers — built specifically around the cost of fertility and surrogacy care with clinics in Colombia and Mexico.

No cost to inquireNo credit impactYou stay in control
Your inquiry
Sample preview
In review
Amount requested
$28,500
IVF cycleBogotá, CO
3 of 4
steps complete
Providers
Network-wide
Credit check
None to inquire
Your cost
$0
Shared securely
Only with our network
~3 min
To complete the form
No impact
To your credit score
2 countries
Colombia & Mexico
One form
Multiple providers

Three steps, one form.

You fill things out once. We handle the passing along. Providers come back to you with what they can do.

Step 01

Tell us about your plan

A few questions about your treatment plan, your referring clinic, and how much you need. No documents to upload.

Step 02

We share it with our network

Your inquiry goes to third-party financing providers who decide, independently, what they can offer you.

Step 03

You choose what works

Review any offers directly with the provider. Nothing is automatic, and you are never obligated to accept.

What financing can go toward

Every provider sets its own rules. These are the costs patients most often ask us about when planning care abroad.

Read the details

Treatment cycles

IVF, IUI, egg retrieval and transfer costs billed by your clinic abroad.

Travel & lodging

Flights and stays around your cycle dates, subject to your provider’s terms.

Surrogacy programs

Agency and program fees connected to a gestational surrogacy journey.

Medication & labs

Prescriptions, monitoring, and lab work tied to the plan you describe.

At a glance

Who we areA financing comparison service — not a lender
Where care happensPartner clinics in Colombia and Mexico
Who decides your termsThe third-party provider you are matched with
Cost to inquireFree, with no impact to your credit score
Typical responseProviders reach out directly after review

Questions patients ask

Still unsure about something? Send us a note — a person reads every message.

Does ReproLoan lend money?

No. ReproLoan is not a lender and does not make credit decisions, set rates, or negotiate terms. We pass your inquiry to independent third-party providers who make their own decisions.

Will this affect my credit score?

Submitting an inquiry through ReproLoan has no impact on your credit score. If you later choose to move forward with a provider, that provider will explain any credit checks they run.

What if my clinic is not on your list?

Tell us the clinic, agency, or doctor referring you anyway. Providers use that context to understand your care plan, and our network continues to grow.

How much can I request?

You tell us the total amount you are seeking. What is actually available depends entirely on the provider you are matched with and your own circumstances.

See what your options actually look like.

One short form. No cost, no credit impact, and no obligation to accept anything a provider offers.